* FHA approved
Appraisal service company has been serving Southern
California Since 1999. Staffs with extended years of experiences
in Real Estate Sales, New Construction, Management, Consulting,
Research, Valuation, Underwriting & Processing. Our quality
appraisal service will prove what we claim.
Get an Appraisal?
There are several reasons why you
may need or want to get a home appraisal, including:
Pre-Sell/Purchase Decisions –
Before you decide to sell or purchase a home, you must decide how
much you should buy or sell it for. If you are the seller, you may
want to find out so you can decide whether it is worth it or not
to paint the house or put in new carpeting. If you are the buyer,
you may want to have someone uninvolved with the transaction help
you determine if you are paying too much (or too little) for the
PMI Removal –
Private Mortgage Insurance (or PMI) is supplemental insurance that
many lenders ask homeowners to purchase when the amount loaned on
the property is more than 80% of the value of the house. The Homeowners
Protection Act of 1998 requires that lenders drop the PMI payments
when the loan to value ratio conditions have been met, however many
require an appraisal to support the homeowner’s assertions
of the value increase. Getting an appraisal and dropping your PMI
payments can significantly reduce your monthly mortgage payments.
Estate Planning –
The loss of a loved one is a difficult time, and often this sad
event is complicated by difficult decisions regarding the disposition
of the estate. Settling an estate usually requires an appraisal
opinion to establish fair market value for the residential property
Divorce Settlement –
Finalizing a divorce involves many decisions, including property
disposition. There are generally two options: the house can either
be sold and the proceeds divided, or one party can buy the other
party out. In either case, one or both parties should have an appraisal
of the residence.
Whatever your reason, chances are you will have to go through a
home appraisal at some point in your life.
Most lenders are required by federal and state laws and current
banking regulations to obtain an appraisal for most loans secured
by real estate and all appraisals made for mortgage loans from federally
insured lenders must be made by a licensed or certified appraiser.
Tel 909 821 5959
Fax 877 365 8585
- HUD properties
- Commercial properties